Trying to make sense of your West Sedona property tax bill? You’re not alone. Between changing values, multiple taxing districts, and seasonal deadlines, it can feel confusing. This guide simplifies how taxes are calculated in Coconino County, what affects your bill in West Sedona, key deadlines, and the relief options you may qualify for. Let’s dive in.
How Arizona property taxes work
Arizona uses two values to calculate property taxes. Full Cash Value (FCV) is close to market value, while Limited Property Value (LPV) is a capped value that drives most primary taxes. LPV generally cannot exceed FCV and is limited by statute, which helps smooth year-to-year changes. You can review the state’s explanation of FCV and LPV in the Arizona State Board of Equalization’s guide on property valuation.
Properties are also placed into legal classes. Most owner-occupied residential property is assessed at 10% of LPV, which becomes the assessed value used to compute taxes. Jurisdictions set tax rates that are typically expressed as dollars per $100 of assessed value. Your final bill adds up each jurisdiction’s levy. County notices and the Treasurer’s statement show the full calculation for your parcel. You can see those elements explained in Coconino County’s assessment and appeals resources.
Arizona separates taxes into primary and secondary categories. Primary taxes fund ongoing operations for entities like counties and community colleges and are based on LPV. Secondary taxes pay for voter-approved items such as bonds and many special districts. Coconino County’s tax statement lists each jurisdiction so you can see what is primary and what is secondary; start with the Treasurer’s Tax Notice Jurisdiction Breakdown.
What affects a West Sedona bill
Your parcel’s bill reflects several taxing jurisdictions that apply to your location:
- Coconino County levies countywide taxes and administers assessments and billing. See the Treasurer’s jurisdiction breakdown for your parcel’s exact mix.
- City of Sedona may appear on your bill if your property is within city limits. Some West Sedona addresses are inside the city, others are not. Verify on your county tax notice.
- School district levies often make up a significant share. Sedona‑Oak Creek Unified School District serves much of the area, but boundaries vary by parcel. Confirm the district on your tax statement.
- Special districts such as fire, flood control, public health service, and Coconino Community College will appear where applicable. Voter-approved bonds and overrides add secondary levies.
Sedona spans both Coconino and Yavapai counties, and some West Sedona parcels near the county line can have different tax mixes. Always confirm parcel details and jurisdictions on your county statement or parcel tools. The county’s FAQ and Treasurer pages explain how the breakdown works in practical terms in the jurisdiction breakdown portal.
Recent local rate context
Coconino County publishes proposed primary rates each year and explains how value changes translate into tax changes. County materials cited a primary rate of $0.4944 per $100 of assessed value for FY25 and a proposed $0.4830 for FY26. For current numbers and examples, check the county’s Truth in Taxation notices.
For broad context, third‑party estimates place Sedona’s median effective rate in roughly the mid‑0.3% to 0.5% range of market value. That figure varies by neighborhood and parcel. For exact amounts, rely on your county notice. See the Sedona estimate on Ownwell’s Sedona effective rate page.
Find and read your tax info
Two county offices provide the information you need:
- Assessor: Mails the annual Notice of Valuation between January 1 and March 1. It lists FCV, LPV, legal class, assessment ratio, and exemptions. If you disagree, you can appeal. See the county’s process on the Assessor’s appeals page.
- Treasurer: Mails the tax bill and runs the online payment portal. Your statement shows each taxing district’s levy and total due. Use the Treasurer’s jurisdiction breakdown page to view your parcel details.
When you review your notice and bill, confirm FCV and LPV, check your property characteristics, verify exemptions, and scan the jurisdiction table for accuracy.
Key deadlines and payment schedule
- Notice of Valuation arrives between January 1 and March 1. If you want to appeal, you typically have 60 days from the postmark to file with the Assessor. The Board of Equalization and Tax Court offer further appeal routes with separate timelines. Start with the Assessor’s appeal instructions.
- First half taxes are due October 1 and delinquent after November 1. Second half taxes are due March 1 and delinquent after May 1. Bills under $25 are due in full in October. See the state’s payment schedule overview in the SBOE’s FAQ.
Appeals, corrections, and exemptions
If you believe your FCV or classification is incorrect, file an administrative appeal with the Assessor within 60 days of your notice’s postmark. If needed, you can then appeal to the County Board of Equalization, and later to Tax Court. Coconino County provides forms and timelines on the appeals page.
For clerical errors, missing parcels, or property damage that affects value, Arizona provides a “notice of claim” and other error‑correction procedures. The State Board of Equalization explains the process and required forms in its guide on how to file a notice of claim.
Several relief programs may reduce your taxable value if you qualify:
- Widow or widower, disability, and disabled veteran exemptions. Coconino accepts applications January 1 through March 1. Income and value caps are updated each year.
- Senior Value Protection Option (often called the senior freeze). For qualifying owners 65+, this freezes LPV for three years. Applications in Coconino are accepted January 1 through September 1. Taxes are not frozen, only the LPV. Review requirements and current thresholds on the county’s Property Tax Relief Programs page.
Buyer and seller considerations in West Sedona
- Proration at closing: Property taxes are typically prorated between buyer and seller according to the contract and closing date. Title and escrow companies handle the math and any tax escrows. Check your contract language and closing agent’s calculations.
- Does a sale change the taxes: In Arizona, taxes attach to the property, not the owner. A sale does not automatically change the bill, although certain changes called Rule B events, such as new construction or parcel splits, can affect LPV or FCV. The Rule B framework is discussed in an Arizona Court of Appeals decision available on Justia’s case archive. New owners also have defined windows to appeal if ownership changes early in the valuation cycle. See the Assessor’s appeals page for timing.
Quick homeowner checklist
- Review your Assessor’s Notice of Valuation in spring. Confirm FCV, LPV, and property characteristics. If something looks off, plan your appeal. Start at the Assessor’s appeals page.
- Verify your parcel’s taxing jurisdictions and recent levies in the Treasurer’s jurisdiction breakdown portal.
- If eligible, apply for exemptions or the senior LPV freeze during the filing window. Details and forms are on the county’s relief programs page.
- If you dispute the valuation, file your appeal within 60 days and include supporting evidence such as comparable sales and photos. See county appeal steps.
- Plan for payments: October 1 and March 1 due dates, with delinquency the following month. See the SBOE’s due date overview in the FAQ.
A simple example for the math
Here is the basic flow you will see on your statement:
- Start with LPV. 2) Multiply by the assessment ratio for your property class to get assessed value. 3) Apply each jurisdiction’s rate per $100 of assessed value, then add them together. Coconino County’s public notices share examples that illustrate how value changes relate to the final bill. See current-year explanations in the county’s Truth in Taxation materials.
Ready for clear guidance?
If you are weighing a purchase or sale in West Sedona, understanding property taxes can help you price, plan, and negotiate with confidence. For parcel-specific insights, a valuation review, or to align your next move with your goals, connect with Liz Adams for a focused, senior-level consultation.
FAQs
How do FCV and LPV differ in Arizona property taxes?
- FCV reflects market value, while LPV is a capped value set by statute and used for most primary taxes; LPV generally cannot exceed FCV. See the SBOE’s overview of property valuation.
Which taxing districts usually appear on a West Sedona bill?
- Coconino County, possibly the City of Sedona, your local school district, community college, and special districts like fire or flood control; confirm your parcel’s mix in the Treasurer’s jurisdiction breakdown.
When are Coconino County property taxes due and delinquent?
- First half is due October 1 and delinquent after November 1; second half is due March 1 and delinquent after May 1, with bills under $25 due in full in October. See the SBOE’s due date summary in the FAQ.
Do Sedona home sales increase taxes for the buyer automatically?
- No. Taxes attach to the property, not the owner. However, changes like new construction or parcel splits can alter values under Rule B. For context, see the Court of Appeals decision hosted on Justia.
What property tax relief is available for Coconino County homeowners?
- Programs include widow or widower, disability, and disabled veteran exemptions, plus the Senior Value Protection Option that freezes LPV for three years if you qualify. Review current rules on the county’s relief programs page.